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Ed Watters: To overcome, you must educate.

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Educate not only yourself, but
educate anyone seeking to learn.

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We are all Dead America,
we can all learn something.

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To learn, we must challenge
what we already understand.

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The way we do that is
through conversation.

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Sometimes we have conversations with
others, however, some of the best

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conversations happen with ourselves.

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Reach out and challenge yourself; let’s
dive in and learn something new right now.

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Today I am super excited
because we have a national icon

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with us today, Matthew Lesko.

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He really needs no introduction
at all, but Matthew, would

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you please introduce yourself?

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Let people know just a little
more about you, please.

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Matthew Lesko: Well, I’ve been
doing this work for fifty years.

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I’m eighty-one years old and, uh, for
fifty years I’ve been trying to train

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people how to take advantage of government
benefits that nobody knows we have.

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I mean, you know, if you can’t, you’ll
never find government benefits in Google.

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You know, that’s the problem because
you’ll find 500, 000 million websites

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that people want to get your money.

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See, and that’s why you, if
you don’t have money, you just

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have to stay away from Google.

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So I’m trying to show you how to
take advantage of actually the forty

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percent of our country that gives
away money, forty percent of our

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country gives away money and programs
to help people have a better life.

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Sixty percent of the money, of
our country charges money to help

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you, forty percent no charge.

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Don’t have to have a credit card, nothing.

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And you get help from
us, anything you want.

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And that they don’t advertise
and people don’t know what

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to do and so that’s my job.

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I got about ten, fifteen years left, I
hope to keep educating people about that.

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Ed Watters: I sure hope so, because
we need people like you in the world.

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You educate so well.

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Let’s start from the beginning
Matthew, you, you got started in

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helping people somewhere, somehow.

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Could you let people understand how
you got started in helping people

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discover grants and free money?

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Matthew Lesko: Yeah.

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I, uh, yeah.

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When I was about eight, twelve years old,
I remember pushing my younger brother down

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the stairs, and I remember that picking
him up was more, that’s a bad joke.

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I , I didn’t know how to end that.

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No, I, I don’t know.

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There’s something in me, uh,
uh, you know, you have to learn

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how to feed yourself first.

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And, uh, and I just, things weren’t
working and I found that, then I forget.

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I just got rid of everything in
my head because everything I tried

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wasn’t working, I wasn’t having fun.

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I wasn’t, wasn’t working out.

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Uh, I was failing at everything after I
got an MBA and all this kind of stuff.

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And then I said, Boy, now this
sounds stupid because why am I

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being miserable to maybe have fun
in thirty years for a few days.

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Be miserable your whole
life to eventually have fun.

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And I figured, because I was thinking,
Because I’m taking advice from outside.

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You know, we don’t know
what we’re doing in life.

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Everybody’s guessing.

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Nobody knows what the rules are,
they change every day anyway.

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And so you try stuff that other people
say is, this is perfect for you to do.

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And I always keep on failing.

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So I said, Well, fine, these
people aren’t so smart after all.

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Why do they, how can they get
away with charging so much money?

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See, they make you believe they’re
so smart when they’re really not.

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So that’s the way they charge a lot.

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So I said, I gotta listen to me
more, you know, and then outside.

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And, and that’s when it
started working and having fun.

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I said, Because if I’m having fun
and I’m, making decisions based

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more in my heart than in my head,

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I didn’t think in those terms
at the time, but I had other

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terms for them I didn’t know yet.

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And, uh, at least I was having
fun, so I didn’t have to work

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ten, fifteen, thirty years to have
fun doing something miserable.

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I’m having fun now.

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Maybe I’ll fail, but what the hell.

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I was failing, not having fun.

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So it’s a better system to
fail while you’re having fun.

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And so I get another job for six months,
I hate it and try something again.

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But then this time it was
from the heart, you know?

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What is right for you?

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We’re all different.

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We’re all, you know, organic like the
earth, or the flowers, or whatever, and

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we’re built to be something, you know?

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And that’s, I think, our whole mission is.

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Because when you find that,
then you don’t work anymore.

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You’re doing something
that you love doing.

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It’s like if you love playing tennis, and
very few are good enough to make money

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out of it, and the rest of us dream of it.

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So you have to find out what your
skill is, that you could figure

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out a way to make income out of it.

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So you get both pleasures.

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And I’m so fortunate,

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I got eighty-one, I have no idea, I
have no intention of retiring ever.

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I get more fun and more
satisfaction out of doing this.

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And the older I get, the more I see the
real thing in life is helping others.

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Uh, that’s the satisfaction, uh,
the secret about, uh, people don’t

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realize how selfish giving is.

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It’s probably the most selfish thing you
do in life, because it feels so good.

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But we all think we shouldn’t be that way.

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We have to be protective,
and not, not be selfish.

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I don’t know, I can’t, I never
figured out what’s in my head,

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let alone somebody else’s.

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Uh, so that’s why all I felt,
it felt better the more I gave.

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And you have to take care of
yourself first, so there’s

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always limits to everything.

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But even now, and that’s why,
what, I mean, I can’t wait to

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get up every morning and do this
better, yeah, and help more people.

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I mean, I don’t feel I’m responsible
for any of, these are coming programs,

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they’re, not like I invented, you
know, a cure for cancer or something.

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I just found this phone number.

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And that said, so it’s not even from me.

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And, but the joy I receive from,
somebody writes, uh, Boy, Lesko, I

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just did this and I got this and,
you know, uh, I was going nowhere.

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And then I got this, I had no
idea you could use it for that.

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They teach me.

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I don’t know where, I was just
reading that note earlier.

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Uh, so the fact that I could give somebody
a phone number that could change their

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life, give them six months of rent
or something like that, or starting a

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business, um, or solving a health problem.

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People don’t know, uh, getting a
copay made, uh, that they thought

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they had to pay, but you don’t have
to pay, or having a big hospital

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bill that will bankrupt you, but
you don’t have to pay that either.

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So it’s, it’s, uh, so I’m
trying to train people.

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And the help is not where people think it
is, I think that’s the biggest problem.

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We don’t educate people about
using these programs, we educate

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people about spending money.

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So that’s what everybody knows how to do.

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Everybody knows how to go to Google and
say, I need help with my rent, okay?

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And this is Google, this is our economy
here, uh, whole economy in 2023.

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And this is capitalism, the orange
part, or yellow, whatever it is.

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That’s capitalism.

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It’s sixty percent of everything
in our economy so they’re

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charging for everything.

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They’re there to help you as
long as you have a credit card.

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But this part is our,
well, community society.

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This is where communities help
each other, people help each other.

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It’s sort of like if your neighbor’s
house was on fire and you went over

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there, Yeah, I’d like to help you,
but do you have a good credit card?

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No.

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They prefer a credit card to helping them.

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So that’s what we are, we have this
community that helps each other.

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And that’s really made up of non profit
organizations and government offices.

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And they’re the ones that give
out an average of like 18,000

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dollars every year to every adult.

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And nobody knows.

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And I’m trying to teach
people how to do that.

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Because you just, the basic
thing is what not to do.

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You don’t go to Google.

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Nobody on Google is, I mean,
they’re in there, the government,

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non profit, they don’t advertise,
so you’ll never find them.

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Because like everybody else, Google
wants to make advertising money.

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So, the non profits and
government don’t advertise.

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So it’s hard to get noticed in Google,
so you have to stay out of there.

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And one of the basic things is
to only go to websites that are

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dot O R G or dot G O V, okay?

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And that’s, anybody else is going
to get money from you one way or

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another, and they’re too slick to out
think them because they think about

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ways to get money from you 24/7.

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And now with the Internet, it’s
so much more powerful to test.

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It’s all about testing.

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They could, when I was doing direct
marketing years ago before the Internet,

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you had to do like direct mail.

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And you put mail in the mail,
you know, see if anybody buys and

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that takes maybe months to figure
out if it was worth it or not.

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Now you can do 15,000 trials in
three seconds to find out what,

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what to say so that you get money.

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Uh, so that’s why they have, we don’t
stand a chance, you know, with these.

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So you have to use these, uh,
services that do it for free.

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Uh, I don’t know.

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Do you know Find Help at all?

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Ed Watters: Yes, I was actually
looking at that and it is fascinating.

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Says there’s 1,949 programs in
my area and that is fascinating.

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Yes.

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I’m in the middle of nowhere.

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Matthew Lesko: All three
of you could use those.

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And that’s what frustrates me.

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And then the other thing we have to start
teaching people is don’t rely, don’t try

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to find an application on the internet.

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Uh, because you don’t know what
to apply for and you can’t even

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understand what they mean or
what, you know, it just too much.

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You know, like talking to doctors, you
know, they all have their own language and

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you’re not sure what the hell they mean.

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You have to use people, you
have to get on the phone.

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That’s the real way that you find
information in America that you can

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understand and use and take advantage of.

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So if you like put in rent and you go
and you find, probably for you, where you

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live, maybe twenty, thirty organizations,
uh, that help you with rent.

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And the way to use that is to
start calling every one of them.

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If there’s only twenty, what the hell?

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Uh, somebody’s going to give you
5,000 dollars to pay your rent, you

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can spend a couple days doing this.

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Where else are you going to
get free money like that?

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And you talk to people, see, they’re
all in the business of helping

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people like you with that problem.

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You know, so if they can’t help
you, they’re the most likely people

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in the world to know who can.

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It’s sort of like, well, you know, living
in rural America, well, I mean, I can read

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a book on it or I can call you, you know?

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Because you read all the books in
about twenty years or whatever.

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And so that’s what you want to do
because there’s just too much of a fire

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hose of information on the Internet.

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And you have to rely on
people more nowadays.

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They’re who’ve gone, and the thing is,
all these nonprofits and government

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offices are public servants.

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They have to answer your call.

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They may not, but the theory is,
but it’s not like you’re calling

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a business and, you know, a lawyer
and, Oh yeah, I’ll help you.

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You know, 300 bucks an hour.

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No, these people are all
free no matter what you do.

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And actually legal help
is available for you.

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Why hire an attorney for anything,
uh, when you can get better help

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for free from government offices?

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Like right now your credit card
screws you over or whatever, your

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bank, any financial institution,

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you file a complaint with the
consumerfinance.gov, they’ll investigate.

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Even though you’re wrong,
they’ll investigate.

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And see, these big organizations,
they don’t care about your lawyer.

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Their lawyers are bigger
than yours, you know?

217
00:13:17,104 –> 00:13:19,545
And your lawyer’s, you know,
got you on the clock for 200

218
00:13:19,545 –> 00:13:20,574
bucks an hour or whatever.

219
00:13:21,025 –> 00:13:25,724
And the worst they could lose in fighting
your lawyer is having to pay you, right?

220
00:13:26,355 –> 00:13:30,225
But if you get the government involved,
if they screw up with the government,

221
00:13:30,255 –> 00:13:31,695
they can lose all their business.

222
00:13:31,755 –> 00:13:36,175
Because they have, they get a license
from the government to be in business.

223
00:13:36,475 –> 00:13:37,905
You don’t have that power.

224
00:13:38,274 –> 00:13:40,425
You know, you just have power to sue them.

225
00:13:41,254 –> 00:13:45,125
So it’s easier now for
them to just cave in.

226
00:13:45,125 –> 00:13:48,755
Because, and also these big companies
that you’re fighting, it costs them too

227
00:13:48,755 –> 00:13:52,244
much money to talk to the government
because that’s another bureaucracy, right?

228
00:13:53,155 –> 00:13:55,955
So they’re going to spend 5,000
dollars just talking to each other.

229
00:13:56,655 –> 00:13:59,794
And you want a thousand bucks, it’s
cheaper to just give you a thousand

230
00:13:59,794 –> 00:14:04,395
dollars and get on with their
lives, you know, instead of doing.

231
00:14:04,395 –> 00:14:07,225
So that’s why we’re not
trained to use this.

232
00:14:07,445 –> 00:14:09,105
All we’re trained is to spend money.

233
00:14:09,105 –> 00:14:12,785
That’s fine if you have money, capitalism
brought a lot of people out of poverty.

234
00:14:13,345 –> 00:14:16,835
But it seems to be putting more
people in poverty now, the truth.

235
00:14:17,805 –> 00:14:18,235
Yeah.

236
00:14:20,305 –> 00:14:21,925
Uh, and I never said it that way.

237
00:14:21,925 –> 00:14:24,774
It just came out of my mouth
because I’ve been looking at data,

238
00:14:24,775 –> 00:14:28,854
poverty data recently, and this
is for the developed countries.

239
00:14:29,395 –> 00:14:34,125
So this is, you know, uh, like we have
thirty developed countries in the world.

240
00:14:34,135 –> 00:14:38,255
So nobody from Africa is in
here, uh, the poor countries,

241
00:14:38,535 –> 00:14:40,724
but we’re number one in poverty.

242
00:14:41,554 –> 00:14:42,024
Isn’t that amazing?

243
00:14:43,045 –> 00:14:43,935
I know, isn’t it?

244
00:14:44,045 –> 00:14:48,185
We’re the highest poverty rate
in all of developed worlds.

245
00:14:49,145 –> 00:14:51,374
How could we be the richest
country in the world?

246
00:14:53,184 –> 00:14:56,505
Why do we even dare brag we’re
the richest country in the world?

247
00:14:57,035 –> 00:14:58,685
Well, that’s going away now too, but

248
00:15:01,135 –> 00:15:02,735
it is, it’s a pity.

249
00:15:02,805 –> 00:15:06,454
I mean, we make more millionaires
than anybody and that’s true, but

250
00:15:06,464 –> 00:15:10,815
I don’t know if that’s a, if that’s
worth saying when you’re also making

251
00:15:10,835 –> 00:15:12,285
more poor people than anybody.

252
00:15:12,805 –> 00:15:14,385
Uh, here’s the sheet.

253
00:15:14,765 –> 00:15:20,194
Yeah, we make twenty-four million,
uh, millionaires in our country.

254
00:15:20,755 –> 00:15:24,155
Uh, we’re number one for
millionaires and for poor people.

255
00:15:24,204 –> 00:15:25,444
Number one, baby.

256
00:15:30,485 –> 00:15:30,945
Yeah.

257
00:15:31,505 –> 00:15:37,995
It’s, people have to do something,
you know, and I think people are

258
00:15:38,035 –> 00:15:39,565
beat up so much in this country.

259
00:15:39,995 –> 00:15:44,585
Um, and now it’s, we’re going
through a tough time, you know,

260
00:15:44,585 –> 00:15:45,964
politically and everything.

261
00:15:45,965 –> 00:15:49,034
That people are upset and trying
to get through all this and in the

262
00:15:49,034 –> 00:15:50,690
world, our rank is getting small.

263
00:15:50,690 –> 00:15:54,735
I mean, in ten years, we’re
probably not going to be the

264
00:15:54,735 –> 00:15:56,465
biggest guy on the block anymore.

265
00:15:57,464 –> 00:15:59,755
And we got to get used to that,
so that’s hard to swallow.

266
00:16:01,375 –> 00:16:06,944
Ed Watters: Well, it’s interesting
because you often say, Don’t stop at no.

267
00:16:07,335 –> 00:16:14,155
And my grandmother told me,
The squeaky wheel gets the oil.

268
00:16:15,064 –> 00:16:19,959
So that’s the principle behind what
you’re saying there basically, is it not?

269
00:16:20,490 –> 00:16:22,300
Matthew Lesko: It is, and
I think it’s all in life.

270
00:16:22,300 –> 00:16:26,070
And that’s why I used to
worry about question marks.

271
00:16:26,100 –> 00:16:28,979
That’s why my suits used to be
question marks, now they’re hearts.

272
00:16:29,210 –> 00:16:33,459
Because I had the question marks
before, because I think that if

273
00:16:33,470 –> 00:16:37,140
you have to ask the right question
to get a good answer, you know?

274
00:16:37,689 –> 00:16:41,479
So getting the right information
that you need to make a decision

275
00:16:41,789 –> 00:16:43,699
means asking the right question.

276
00:16:44,039 –> 00:16:48,439
But now I believe that even if you
have the right answer, it’s still not,

277
00:16:48,439 –> 00:16:50,339
you’re still not going to make it happen

278
00:16:50,765 –> 00:16:52,395
if your heart’s not in it.

279
00:16:53,205 –> 00:16:57,585
Say, because there’s going to be problems,
everything you do in life is going to

280
00:16:57,725 –> 00:17:02,095
have roadblocks, bumps, problems, or
whatever and fifteen reasons to stop.

281
00:17:02,685 –> 00:17:06,794
So you have, your heart has
to be in it so you don’t stop.

282
00:17:07,375 –> 00:17:08,785
And that’s the way you get through that.

283
00:17:08,794 –> 00:17:12,020
It’s sort of, you know, I remember,
my boys are in their forties now,

284
00:17:12,020 –> 00:17:17,350
they’re older than me, they were trying
to walk and they’d pick themselves

285
00:17:17,350 –> 00:17:20,720
up at the coffee table and take a
little step and fall on their ass.

286
00:17:21,090 –> 00:17:24,779
So you have to fall on your
ass a lot of times to walk.

287
00:17:24,779 –> 00:17:27,629
So when you want to do something
new in life, same thing.

288
00:17:27,910 –> 00:17:31,790
You’re not just gonna get up out of
the chair and make, make a home run.

289
00:17:31,800 –> 00:17:33,740
No, you gotta fall on your butt.

290
00:17:34,180 –> 00:17:38,999
And that’s why I think we’re, uh,
Internet and professionals get in the

291
00:17:38,999 –> 00:17:43,879
way because they make you believe, or
try to make you believe, that it’s easy.

292
00:17:43,980 –> 00:17:46,669
And follow these three steps
and you’ll be a millionaire.

293
00:17:47,209 –> 00:17:48,829
One, two, three, that’s all it is.

294
00:17:49,669 –> 00:17:50,919
Why aren’t you doing it?

295
00:17:51,355 –> 00:17:56,085
When it doesn’t happen in three days,
you get mad at yourself and don’t believe

296
00:17:56,085 –> 00:17:58,045
anybody and just start digging a hole.

297
00:17:58,495 –> 00:18:02,805
And, uh, we can’t do that
if we want to do anything.

298
00:18:03,185 –> 00:18:07,714
And anything for, you don’t have to, I
believe this wholeheartedly, you don’t

299
00:18:07,715 –> 00:18:10,800
have to know what exactly you should do.

300
00:18:11,370 –> 00:18:14,930
The only thing you have to know
exactly what is right is where

301
00:18:14,930 –> 00:18:18,060
you are now is not right , that’s
the only thing you have to know.

302
00:18:19,280 –> 00:18:23,990
And everybody, sorry, it’s so tempting
to wait for the right opportunity before

303
00:18:23,990 –> 00:18:28,790
you do something different and you don’t
know what that right opportunity is.

304
00:18:28,790 –> 00:18:33,690
I think we build it piece by piece,
and the only way you do that is

305
00:18:33,690 –> 00:18:36,270
taking a step away from where you are.

306
00:18:36,860 –> 00:18:38,845
Anything is better, anything.

307
00:18:38,915 –> 00:18:40,695
Something is always better than nothing.

308
00:18:41,065 –> 00:18:44,295
And we, we get trapped in, Oh, I’m
going to wait for the perfect one

309
00:18:44,675 –> 00:18:47,375
before I, that’s not going to happen.

310
00:18:47,375 –> 00:18:51,495
And you’re going to be here twenty years
later waiting for the perfect one to come.

311
00:18:52,025 –> 00:18:55,725
So you have to really just take
a step out and try anything.

312
00:18:56,255 –> 00:18:57,915
Doesn’t matter what you’re
trying as long as it’s not.

313
00:18:58,665 –> 00:18:58,915
Ed Watters: Yeah.

314
00:18:58,915 –> 00:19:03,135
Really, what I’m hearing there,
Matthew, is a big step is believing

315
00:19:03,135 –> 00:19:07,254
in yourself and baby step that out.

316
00:19:07,325 –> 00:19:13,325
As you grow, you become better
at believing in yourself.

317
00:19:13,675 –> 00:19:19,085
Getting started is hard to do
sometimes and that’s where what

318
00:19:19,085 –> 00:19:21,865
you’re doing helps people get started.

319
00:19:22,564 –> 00:19:26,614
Could you tell people
about, uh, Lesko Help?

320
00:19:28,115 –> 00:19:30,285
Matthew Lesko: Yes, that’s
a community we have now.

321
00:19:30,294 –> 00:19:33,155
I just started it about two years ago
and I thought it’d just be a subscription

322
00:19:33,155 –> 00:19:35,055
to help pay my rent or whatever.

323
00:19:35,375 –> 00:19:38,595
And it just grew, took on legs by itself.

324
00:19:38,595 –> 00:19:39,745
That’s not an example.

325
00:19:39,754 –> 00:19:43,925
It’s growing into something I never, I,
knew would happened because I thought

326
00:19:44,115 –> 00:19:47,855
it would have to be me answering all the
questions and how much can I really do?

327
00:19:47,855 –> 00:19:52,474
So it won’t be big, but
we have 12,000 people now.

328
00:19:52,774 –> 00:19:56,944
And mainly because people are
helping people, so it’s not me.

329
00:19:57,375 –> 00:20:02,245
And they help people better because
the people who just learned about

330
00:20:02,245 –> 00:20:05,104
something and applied for it
and got it, they’re so excited.

331
00:20:05,374 –> 00:20:07,284
You know, me, I’ve been
doing this for fifty years.

332
00:20:07,284 –> 00:20:12,304
And when you have a basic problem
I solved a thousand times, it’s

333
00:20:12,304 –> 00:20:13,644
hard for me to get excited.

334
00:20:13,975 –> 00:20:17,194
But somebody who just got it and
found, hey, yeah, this stuff works.

335
00:20:17,744 –> 00:20:18,554
Here’s what I did.

336
00:20:18,684 –> 00:20:21,610
You know, it’s just a better match.

337
00:20:21,620 –> 00:20:26,020
And the people are so important,
they are members, they’re paying

338
00:20:26,030 –> 00:20:31,219
to do this, uh, because they feel
like I do, the joy of giving.

339
00:20:31,719 –> 00:20:37,669
So they have knowledge of something
and they feel, um, uh, just a

340
00:20:37,669 –> 00:20:40,089
wonderful gift of giving to somebody.

341
00:20:40,119 –> 00:20:41,200
And it grows their heart.

342
00:20:41,760 –> 00:20:46,690
I mean, my favorite subject
now is, I’m growing my heart.

343
00:20:46,920 –> 00:20:50,620
I’m not, at eighty-one, I’m not
going to get smarter, faster,

344
00:20:50,650 –> 00:20:54,489
stronger, any of those things
we work on as guys in America.

345
00:20:54,579 –> 00:20:59,039
And none of that is ever going to
get better and globally decrease.

346
00:20:59,355 –> 00:21:04,225
But I could love better and
that’s the one thing I could keep

347
00:21:04,235 –> 00:21:07,925
growing forever is loving people.

348
00:21:07,945 –> 00:21:14,314
And wow, I mean, I couldn’t even say the
word a couple years ago, unless I married.

349
00:21:18,995 –> 00:21:19,374
Ed Watters: Yeah.

350
00:21:19,754 –> 00:21:23,134
Well, that’s a huge step,
learning how to love.

351
00:21:23,635 –> 00:21:30,134
Because in our world, we have so
much chaos, and misunderstanding,

352
00:21:30,194 –> 00:21:32,094
and miscommunication.

353
00:21:32,904 –> 00:21:36,294
We really are hurting
for love in the world.

354
00:21:36,294 –> 00:21:43,965
And I love the concept of people helping
people, it’s one of my original taglines.

355
00:21:44,415 –> 00:21:46,435
I believe in it 100%.

356
00:21:46,735 –> 00:21:50,995
Yes, I used that several years ago.

357
00:21:51,315 –> 00:21:58,045
And I believe it still today that if
we believe in ourself, and we start

358
00:21:58,065 –> 00:22:02,335
sharing ourself, others emulate that.

359
00:22:02,635 –> 00:22:08,384
And that will grow, and, and we need
so much more of that in our world.

360
00:22:10,825 –> 00:22:11,725
Matthew Lesko: Oh, definitely.

361
00:22:11,765 –> 00:22:14,844
Uh, I mean, well, and it’s
selfish, you know what I mean?

362
00:22:14,845 –> 00:22:17,554
It’s, I don’t look like
I’m helping the world.

363
00:22:18,505 –> 00:22:22,605
I guess I see the reaction of
people, but, but it’s, my real

364
00:22:22,605 –> 00:22:24,675
motivation is me, how it helps me.

365
00:22:24,985 –> 00:22:28,525
It helps me walking
around with an open heart.

366
00:22:28,535 –> 00:22:32,265
I’m not even sure what that means, but
I certainly feel something about that.

367
00:22:32,265 –> 00:22:35,734
And the more it gets closed,
the worse the day seems.

368
00:22:36,075 –> 00:22:40,045
Uh, and the more I open the
heart, the better the day seems.

369
00:22:40,045 –> 00:22:43,865
And I, I don’t even know what
open and closed heart is, I know

370
00:22:43,865 –> 00:22:46,435
I’m an asshole when it’s closed.

371
00:22:49,605 –> 00:22:51,475
Ed Watters: We, we, we can all be there.

372
00:22:52,170 –> 00:22:57,675
And, and you know, I started my
journey frustrated, angry, mad.

373
00:22:58,185 –> 00:23:03,764
I had to develop that sense of
love and compassion, empathy, and

374
00:23:04,145 –> 00:23:09,125
that, that’s really how I started
to grow out of my own misery.

375
00:23:09,485 –> 00:23:15,295
And I understood I’m not in
this alone and I really need

376
00:23:15,305 –> 00:23:17,935
help to get where I need to go.

377
00:23:18,345 –> 00:23:23,155
And I think really, people need to
understand you can’t do it all alone.

378
00:23:23,784 –> 00:23:29,825
Even though I want to, I want to
do everything myself, the hardest

379
00:23:29,855 –> 00:23:34,965
part is reaching out, developing
the connection, and asking for help.

380
00:23:35,635 –> 00:23:42,665
So, I think this is truly the gift that
you’re giving back to the world right now

381
00:23:42,694 –> 00:23:46,395
is the ability to step into a community.

382
00:23:46,674 –> 00:23:52,814
And they care because they’re
doing the same thing as you and I.

383
00:23:56,174 –> 00:23:59,594
Matthew Lesko: Oh, the other thing I’m
doing too, I never thought I’d do, uh,

384
00:23:59,675 –> 00:24:02,015
is I didn’t know I’d be profitable.

385
00:24:02,125 –> 00:24:05,955
Because I just wanted to make a,
you know, uh, pay for my way.,

386
00:24:06,305 –> 00:24:09,685
And it all become profitable and
only at ten to twenty dollars.

387
00:24:10,595 –> 00:24:13,125
People were saying when I did
something like this for financial

388
00:24:13,135 –> 00:24:15,945
services, whatever, it had
to be hundreds and thousands.

389
00:24:15,945 –> 00:24:17,784
But people that could afford that,

390
00:24:17,784 –> 00:24:18,664
I didn’t want to help.

391
00:24:18,665 –> 00:24:22,814
I want to help people
who can’t afford that.

392
00:24:22,824 –> 00:24:24,684
And so I wanted to charge
only twenty dollars.

393
00:24:25,215 –> 00:24:29,785
And just about a year ago or
so we started being profitable.

394
00:24:30,085 –> 00:24:34,735
And now we give out $70,000
every month to members.

395
00:24:35,235 –> 00:24:41,375
And so our profits, we give it back to
people in either $500, a thousand dollars

396
00:24:41,555 –> 00:24:44,435
in four different, uh, grants every month.

397
00:24:44,885 –> 00:24:48,514
And God, I mean, I, I thought
you had to be Jeff Bezos to do

398
00:24:48,514 –> 00:24:49,865
something like that or whatever.

399
00:24:50,225 –> 00:24:53,465
But a schmuck like me from
Wilkes-Barre, Pennsylvania is able

400
00:24:53,465 –> 00:24:56,825
to do this is, uh, remarkable.

401
00:24:56,855 –> 00:24:59,590
I mean, that, that, that’s amazing.

402
00:24:59,870 –> 00:25:01,270
Yeah, to me anyway.

403
00:25:02,509 –> 00:25:03,719
I mean, in this world.

404
00:25:05,610 –> 00:25:09,310
Ed Watters: And that, that’s that
selfishness that you’re talking about.

405
00:25:10,110 –> 00:25:10,190
Matthew Lesko: Yeah.

406
00:25:10,469 –> 00:25:12,080
That feels good, really.

407
00:25:12,680 –> 00:25:18,299
And, because I think that’s the
best way to try to change people or

408
00:25:18,300 –> 00:25:23,060
whatever, or the only way we really
have, or maybe because I’m not,

409
00:25:23,659 –> 00:25:28,739
I’m too dumb to think of any other
way, uh, is by example, you know?

410
00:25:29,020 –> 00:25:34,149
If you, if you don’t live that,
um, uh, you have to create

411
00:25:34,149 –> 00:25:36,010
the world you want to be in.

412
00:25:36,360 –> 00:25:38,219
So you have to create
your own world that way.

413
00:25:38,880 –> 00:25:45,230
If you’re expecting other people that
do that, you know, uh, and that’s, yeah.

414
00:25:45,280 –> 00:25:45,920
No, it’s fun.

415
00:25:45,920 –> 00:25:51,430
I, my favorite saying now is if I
knew eighty-one would be this much

416
00:25:51,440 –> 00:25:53,329
fun, I would have got here sooner.

417
00:25:53,970 –> 00:25:55,389
Why did I wait so long?

418
00:25:59,869 –> 00:26:00,279
Ed Watters: Yeah.

419
00:26:00,890 –> 00:26:05,649
And that’s why it’s good to connect
with you because you get all of

420
00:26:05,649 –> 00:26:08,429
that knowledge in a loving fashion.

421
00:26:09,270 –> 00:26:14,290
And I think it’s really
key to existence anymore.

422
00:26:14,909 –> 00:26:24,090
And I do have one more question I really
want to kind of dive into with you.

423
00:26:24,430 –> 00:26:31,220
We have a new administration coming in and
a lot of people are very skittish about

424
00:26:31,250 –> 00:26:37,560
grants and the money coming in, especially
with the speculation of the DOGE, you

425
00:26:37,560 –> 00:26:40,280
know, Department of Government Efficiency.

426
00:26:41,459 –> 00:26:43,929
What are your thoughts on this?

427
00:26:43,949 –> 00:26:50,590
And do you, after all of your years
in service like this, do you think

428
00:26:50,649 –> 00:26:53,050
that that is actually going away?

429
00:26:53,399 –> 00:26:58,019
Matthew Lesko: Uh, I’m not sure
what will go away, if anything.

430
00:26:58,805 –> 00:27:01,735
I would just ignore it, just ignore it.

431
00:27:02,945 –> 00:27:04,585
It’s all wind, you know?

432
00:27:04,615 –> 00:27:09,165
It’s, everybody’s, I mean, it
may happen a little, you know?

433
00:27:09,824 –> 00:27:15,864
We got a big ocean liner here, you know,
and, uh, the president has very little

434
00:27:15,864 –> 00:27:17,425
control over the whole fucking thing.

435
00:27:18,225 –> 00:27:21,774
He has a little bit control but there
are other people involved in doing it.

436
00:27:23,389 –> 00:27:25,860
And I’ve been watching it for
fifty years, every president.

437
00:27:26,920 –> 00:27:30,270
The amount of money given out
in grants and stuff grows every

438
00:27:30,270 –> 00:27:31,350
year, no matter who’s in power.

439
00:27:32,150 –> 00:27:34,490
Next year, and it’s already
baked in the system.

440
00:27:35,349 –> 00:27:40,199
I mean, every year, uh, where is it?

441
00:27:40,879 –> 00:27:42,004
Oh, here it is.

442
00:27:42,245 –> 00:27:47,135
Here’s, here’s what’s
happening for already 2025.

443
00:27:47,465 –> 00:27:50,115
The budget is out, it’s spending already.

444
00:27:50,475 –> 00:27:57,024
Now we went from a total of, now this
is grants for individuals, from 4.

445
00:27:57,025 –> 00:27:58,744
4 trillion to 4.

446
00:27:58,784 –> 00:27:59,575
8 trillion.

447
00:28:00,215 –> 00:28:01,315
It’s going up.

448
00:28:01,315 –> 00:28:06,804
And as soon as he, you know, takes
control on the 20th of January, he’s

449
00:28:06,804 –> 00:28:11,715
going to give out more money in 2025
than anybody, any president ever before.

450
00:28:13,544 –> 00:28:16,935
Now again, he’ll nibble around the
edges, which could be important.

451
00:28:16,945 –> 00:28:21,543
Because if you change an ocean liner
just one or two degrees off course,

452
00:28:21,543 –> 00:28:25,320
you know, they miss the whole continent
they’re looking for, you know?

453
00:28:25,320 –> 00:28:25,634
2030.

454
00:28:28,965 –> 00:28:30,635
So that, that’s, that.

455
00:28:31,255 –> 00:28:36,845
And so much of politics and marketing
and, uh, I forget what they say.

456
00:28:36,855 –> 00:28:41,535
It’s mostly local, stick to things
like, uh, you know, your Find Help

457
00:28:42,265 –> 00:28:44,845
and talk to those people, they know.

458
00:28:44,845 –> 00:28:47,574
Don’t believe the Internet
or anybody else, talk to the

459
00:28:47,574 –> 00:28:49,054
people giving out the money.

460
00:28:50,514 –> 00:28:51,504
And that’s not Trump.

461
00:28:51,565 –> 00:28:52,264
He doesn’t write,

462
00:28:52,264 –> 00:28:53,485
well, he writes some checks.

463
00:28:53,805 –> 00:28:54,204
I don’t know.

464
00:28:55,360 –> 00:28:59,240
But it’s mostly local, you want to
talk to your local organizations.

465
00:28:59,240 –> 00:29:01,980
You want to start a business,
a non profit, or you have an

466
00:29:01,980 –> 00:29:08,140
invention, um, you have something
called, uh, AmericasSBDC.org.

467
00:29:08,164 –> 00:29:14,650
Americas, A M E R I C A S, then SBDC.org.

468
00:29:14,970 –> 00:29:18,010
And they will sit down with you
no matter what county you’re in,

469
00:29:18,020 –> 00:29:19,930
even out wherever the heck you are.

470
00:29:23,570 –> 00:29:27,460
And show you the money programs,
help you think through any idea, give

471
00:29:27,460 –> 00:29:31,670
you free legal help, marketing help,
you know, publicity, anything you

472
00:29:31,690 –> 00:29:34,600
need to grow yourself or a business.

473
00:29:34,920 –> 00:29:38,520
And that’s who you want to talk to,
you want to talk to people like that.

474
00:29:38,780 –> 00:29:44,120
Or you need help with, um, debt and things
like that, you go and look for financial

475
00:29:44,120 –> 00:29:48,340
counseling in, in, uh, findhelp.org.

476
00:29:48,360 –> 00:29:51,280
And there’ll be a dozen
even in where you are.

477
00:29:51,495 –> 00:29:55,925
Uh, uh, that you make appointments
and talk to these people and,

478
00:29:55,925 –> 00:29:57,115
to get out of that trouble.

479
00:29:57,115 –> 00:30:01,195
Because we carry around that worry,
you know, particularly about debt

480
00:30:01,195 –> 00:30:05,565
and stuff that I think makes, makes
people, people physically ill.

481
00:30:06,624 –> 00:30:09,665
It’s just what it does
to the inside somehow.

482
00:30:10,104 –> 00:30:13,585
Uh, and you’re waking up at
night or it doesn’t go away.

483
00:30:13,905 –> 00:30:16,705
The only way it’s going to go away
is if you start talking to experts

484
00:30:16,995 –> 00:30:18,305
that will help you for free.

485
00:30:18,315 –> 00:30:21,425
Not people on Google because
they want to get money from

486
00:30:21,425 –> 00:30:22,575
you and you don’t have money.

487
00:30:22,575 –> 00:30:26,825
So you’re just going to get more
pissed that life isn’t helping you.

488
00:30:27,225 –> 00:30:28,485
Life is here to help you.

489
00:30:28,485 –> 00:30:33,624
And actually, you know, the chart I showed
you, forty percent of the life that you

490
00:30:33,624 –> 00:30:36,445
live in is here just to help you, 40%.

491
00:30:36,445 –> 00:30:38,445
Who the fuck would ever think of that?

492
00:30:38,535 –> 00:30:41,755
Yeah, I didn’t until I started
looking at the numbers.

493
00:30:41,885 –> 00:30:45,125
Man, their, their job is to help you.

494
00:30:45,595 –> 00:30:47,945
Not only your family, we
live in a bigger family.

495
00:30:48,435 –> 00:30:52,005
And because, like what we’re saying
about ourselves, Why do they help you?

496
00:30:52,055 –> 00:30:53,445
Because it feels so good.

497
00:30:53,465 –> 00:30:55,505
They’re selfish bastards just like we are.

498
00:31:00,055 –> 00:31:01,135
Ed Watters: I love that.

499
00:31:01,415 –> 00:31:06,634
Uh, you know, it’s, it’s a good talk
that we’ve had today and I’m sure it’s

500
00:31:06,644 –> 00:31:09,835
going to reach and help a lot of people.

501
00:31:10,775 –> 00:31:14,565
Is there anything else that you
feel that we should add to our

502
00:31:14,565 –> 00:31:17,205
conversation today before we let you go?

503
00:31:18,655 –> 00:31:20,885
Matthew Lesko: Uh, no, I’m very happy.

504
00:31:20,885 –> 00:31:22,365
I hope to be here.

505
00:31:23,245 –> 00:31:25,525
I just can’t wait to get up in
the morning and do this again.

506
00:31:26,024 –> 00:31:32,735
And I feel very, you know, God, just
unusually special for some reason.

507
00:31:32,735 –> 00:31:36,435
I’ve never thought of myself as
being special at all, I still don’t.

508
00:31:36,495 –> 00:31:42,625
I’m just so grateful that I can do
something every day that I enjoy

509
00:31:42,665 –> 00:31:44,255
doing, and it may help people.

510
00:31:44,255 –> 00:31:46,335
I think there is nothing better.

511
00:31:46,675 –> 00:31:49,604
They give me a billion dollars, what
the fuck am I gonna do with that?

512
00:31:49,604 –> 00:31:50,685
Burn it for fuel?

513
00:31:50,685 –> 00:31:51,234
I don’t know.

514
00:31:51,235 –> 00:31:54,615
It’s what you do with your life, you know?

515
00:31:54,924 –> 00:31:59,595
And then that’s the important thing, you
have something to give to the rest of us.

516
00:32:00,065 –> 00:32:04,325
And our mission is trying to find
out what is that best part of us

517
00:32:04,335 –> 00:32:08,774
that we can give the most so we
enjoy doing it and helping others.

518
00:32:09,330 –> 00:32:09,970
Ed Watters: That’s right.

519
00:32:10,300 –> 00:32:14,740
Matthew, what’s the best way for
people to get in touch and get a

520
00:32:14,740 –> 00:32:16,850
hold of this material that you have?

521
00:32:17,660 –> 00:32:19,000
Matthew Lesko: Uh, leskohelp.com.

522
00:32:19,020 –> 00:32:22,040
L E S K O H E L P dot com.

523
00:32:22,320 –> 00:32:23,280
Or YouTube.

524
00:32:23,280 –> 00:32:28,570
I got thousands and thousands of
videos on Matthew Lesko on YouTube.

525
00:32:29,600 –> 00:32:30,080
Ed Watters: Great.

526
00:32:30,300 –> 00:32:33,720
Matthew, I want to say thank
you for sharing today with us.

527
00:32:33,980 –> 00:32:35,030
It’s been a delight.

528
00:32:35,270 –> 00:32:41,860
I’ve, I’ve wanted to know all about
this for so many years and I got a

529
00:32:41,860 –> 00:32:49,385
personal opportunity to share a little
time with a national icon, you rock.

530
00:32:49,505 –> 00:32:53,555
And I want to say thank you for
everything that you do, sir.

531
00:32:54,025 –> 00:32:54,625
Matthew Lesko: Well, thank you.

532
00:32:54,675 –> 00:32:57,355
Get on the phone in the
morning, start calling.

533
00:32:58,755 –> 00:33:02,065
All right, Ed, thank you so much.

534
00:33:07,445 –> 00:33:09,165
Ed Watters: Thank you
for joining us today.

535
00:33:09,775 –> 00:33:16,025
If you found this podcast enlightening,
entertaining, educational in any way,

536
00:33:16,815 –> 00:33:23,175
please share, like, subscribe, and join
us right back here next week for another

537
00:33:23,184 –> 00:33:26,495
great episode of the Dead America Podcast.

538
00:33:26,875 –> 00:33:32,405
I’m Ed Watters, your host, enjoy
your afternoon wherever you might be.